What Is Bankruptcy

Types of Bankruptcy

What Can I Keep

What About My Cars and House

Will It Wipe Out My Debts

Retirement Accounts

Will I Have To Go To Court

What Happens After Bankruptcy

Mortgage Foreclosures

Documents You Need to Gather to File

Required Credit Counseling Courses

Bankruptcy Brochure



Central PA Office

4076 Market Street
Suite 209

Camp Hill, PA 17011

(717) 975-0500


Western PA Office

1149 Municipal Drive
PO Box 663

Duncansville, PA 16635

(814) 693-0500


Franklin County

(717) 709-0500


(888) 249-9660 (toll free)

(814) 693-0501 (fax)





Income Tax Refunds

Wow, you are going to get a $4,500 tax refund back in two weeks.  You can stop the collection calls!  WRONG, WRONG, WRONG!!! Using your tax refund to pay only some of your debts is a short term solution which will only leave you back in the same situation as you began.

There is nothing wrong with trying to pay back your debts, but without an overall plan, your likelihood of success is very small.  Unless you deal with all of your creditors, they will continue to hound you until next year’s tax refund comes around, and so on and so on, year after year.  What year will it end! When can you finally spend your tax refund on something you need or want?

Bankruptcy can be a very effective solution that will help make your FUTURE FINANCES BETTER starting today.  By filing bankruptcy you will not only END THE COLLECTION CALLS, but you will be getting a fresh start to build a BETTER FUTURE today by eliminating the debts.  Then you can start to SAVE for the FUTURE.

Use your tax refund to fix what’s wrong now and use it as a deposit for your FUTURE SUCCESS!!!

Call Lisa today to schedule your bankruptcy appointment with Cohen Law Offices or fill out the email form below. Or, if you prefer, click the red appointment widget to the right ---> to schedule an appointment yourself.

Member, National Association of Consumer Bankruptcy Attorneys